MarkPalm

It's actually a tv pilot.

If that's the artist rendering it's beautiful. I'm all for a new hospital.

Glad you're back.

I'll watch anything Madonna does. She's a legend no matter how you feel about her. She's got mega talent and has managed to have a decades long career which is difficult to achieve.

Actually it was just my idea, the little elves did all the work. And actually I think it was J's idea, but I'm taking credit.

I adore that the emoticon ornaments from our 1st place parade float are surviving two years on.

Something hand made and personal always makes me smile bigger than something purchased and shipped.

I chose to drive J to Floyd Medical Ctr when he busted his ankle rather than go to the Paulding-Wellstar Morgue.

As much as I love dogs, I never want to punt a dog more than I do a chi. Mean little cheezes.

The biggest disappointment to me was the cole slaw. Admittedly I am a cole slaw snob. Their's just seemed to be a glob of mayonnaise with a quick sprinkle of pepper. There was so much mayo I couldn't taste the cabbage. BUT, the chicken was good and that's their business. I do hope they make it. I'm all about the small business. They chose a hard business in a harder location. I'm pulling for them.

Seeing you out shopping yesterday was a huge highlight in my day. I sure do love you.

I adore you Laurie Penney. I can no longer remember when you haven't been part of my life.

I was going to suggest sending it to me. I'm usually pretty good at making things thick and hard. That's my thank you to you Mrs G for that thank you that you sent me earlier that made me cry.

Definitely check Facebook.

Did y'all see that discount for County Employees from The Wearhouse? That's a sweet deal.

If you have proof that BoA had direct contact with the appraiser you need to report them to the Ga Dept of Banking and Finance. The federal SAFE Act which went into effect in 2010 makes that practice illegal. All lending institutions are required to order the appraisal through a third party manager. The difference in the two appraisals is not surprising since the appraisers are 100% liable but no longer receive as much money in appraisal fees because the middle man takes part of it now. Some appraisers are intentionally coming in low and won't give credit for "condition" because that's a matte

Point of clarification, you can do a no credit check, no closing cost re-fi one time during the life of your FHA loan providing you have no 30 day lates in the prior 12 months. Also, the money used to insure the loan comes from all of the borrowers who are paying their FHA Mortgage Insurance Premium as part of their monthly payment.

Awesome news.

There is no rhyme or reason to their methods. They will have you submit paperwork multiple times. Sometimes over the course of months. You just have to keep submitting it and in the end there is no guarantee they will approve your modification. You need to follow that budget to the letter, no matter what. Even deviation from what they think you should be doing could cause you to be denied.

It's hit or miss but my experience with client's who've attempted them has been a nightmare scenario for both. It really does depend on the bank.

That was one of my negatives as well. They were trying hard but they obviously didn't expect the lunch rush. I don't think they realize the power of Pcom advertising.

My soul and body! You and I agree on something. Surely the four horseman will appear directly. And as a general point of clarification I don't believe the government should be collecting from anyone for UE. That isn't the job of government.

200 Images...January Vargas is a commerce member here and does a GREAT JOB. https://www.facebook.com/pages/200-Images-Photography/205829436147

That's exactly what I meant. I've been HR and Benefits Administrator for companies that employee around 50 people and some that employee more. Not to mention I own and operate a small business now. I know from where I speak. Employees pay for a lot of "benefits" provided by their employer.

See the answers below. They answered for me.