Mama Carol

Thank you Go BLUE! You are absolutely correct. By the same token, CHRISTIANS didn't bomb clinics. Insane whack jobs using Christianity as an excuse did.

My husband is on SSDI. Got it on the first try, which really and truly shocked both of us and his orthopaedist! The paperwork was never-ending and quite invasive. I guess the reasons my hubby got it on the first try are he has a documented condition which will NOT improve, which restricts his ability to work doing what he had done for the past 20 years and he was, as the Social Security Administration calls, advanced age (he was 59). OTOH, I have a cousin who has a similar condition and had to get an attorney to get approved for SSDI. All of her work history was office work, so even

Not what you said earlier. You said you do have to pay your debts.

One should NEVER have to pay for defective products. NEVER, ever.

fixed it for you!

FWIW, I don't believe she should ever had had to pay Dell either. One should not have to pay for defective merchandise that the seller/manufacturer can't or won't make right. But again, that is NOT what the OP was asking about. Her question was about the collections letter she got, for a debt she felt she didn't owe (and felt had been taken care of) and from a decade ago.

I, for one, didn't see anyone who said they skipped out on debts they owed and were proud of the fact. I did see several who said they were sent to collections or to court over bills they didn't feel they owed. Big difference. I also saw people who knew a bit about the collection process. Whether it is through personal experience, watching daytime TV or listening to Clark Howard, it apparently is all the same to you. They are lowlifes. It is what it is. YOU Posted Today, 05:38 PM It is clear by the posts in this thread that we have way too many pcommers who feel like they don't

I have no reason to have a guilty conscience and I felt your comment was directed at everyone in the thread.

Let me tell you what happened in my case. I PAID the freaking bill. I had PROOF that I paid it. The creditor posted the payment to someone else's account. I kept telling them when they would call me about it that I had paid it and I sent them PROOF that I paid it. In fact, I sent proof to them several times. They never removed the charge and later sent it to collections. FINALLY I was able to get through to someone at the collection agency who would listen to me. Once they got the information that I had really, truly paid the bill and that the creditor had not posted the payment correc

Yep, that's why insurance is so expensive and why it is required in so many different areas that it didn't used to be. If I'm not mistaken, on Social Security disability there are occasional reviews and you CAN lose your disability status. I think a lot of it depends on the condition and your age. If it is a progressive condition and you're of "advanced age" (in your late 50s), you're probably not reviewed but once.

The insurance company actually was the better one to deal with in my husband's injury. They were great, bent over backwards to see that he got the treatment he needed and settled for a fair amount. I've also seen them, through my job, treat injured people unfairly because the employer didn't believe the injury was serious or didn't want their work comp rate to go higher. Think "brown". I also did a little surveillance on a supposedly injured person one time and it turned out that, guess what, they seemed to be faking. One does not have such difficulty walking that they can barely walk dow

Rotator cuff tears don't always require surgery. Usually, but not always. Whether or not she settles and can work will depend on a lot of factors. One is the fact that surgery may be needed. If she had it and recovers fully, there isn't any reason she couldn't continue to work, though she might have a lifting limitation. I've known two people who had rotator cuff repairs and went back to work. I know that one wasn't work related but I think the other might have been. The settlement should be between her and the insurance company and not her and her employer. If she does not h

Many, many conditions don't require surgery so yes, work comp will settle before surgery. Whether or not she has to quit work depends on her condition and how it progresses or how it is cured. You didn't mention what type of injury she has.

What is she supposed to do if the PT place isn't open before or after her work hours? Just not go??? Work comp will drive you crazy! I've dealt with it from the medical office standpoint and from the employee standpoint. It's almost like the right hand doesn't know what the left hand is doing part of the time. Good luck to her. Hope she gets better soon.

If the WC doc sent her to PT, the PT should be paid for by work comp. And the appointments need not be before or after work. And who is the "they" who said she had to pay for the PT and schedule it before or after work? The company? The PT place? She might want to call the insurance commissioner's office, the DOL or an attorney. Unless things have changed over the last two decades, it sounds like if the employer is telling her all of this, they are telling her things to THEIR benefit. I used to be very, very familiar with WC but it's been a good while since I had any dealings

that would be my guess.

I'd look at the envelope and the letter very closely. How was the letter mailed??? Is it bulk rate? Certified? Regular stamp? Does the letter look like a "form letter"? Is it personally signed or is it a stamped signature? I think the fact that the OP said the letter mentioned it was "legal advertisement" is a tip-off. Honest-to-gosh letters about lawsuits wouldn't say it was a legal advertisement.

Am I the only one who thinks it is strange that a BANKRUPTCY attorney is the one sending the letters on behalf of a California collection agency??? Then I decided to Google the collection agency. What I found is quite interesting: http://www.debtconsolidationcare.com/forums/midlandcredit.html and here is a link to an entire search about Midland: http://www.google.com/search?gcx=c&sourceid=chrome&ie=UTF-8&q=Midland#hl=en&q=Midland+collections&revid=-1&sa=X&ei=7fR3TorlAsqftwfzv_H8Cw&ved=0CCIQ1QIoAA&bav=on.2,or.r_gc.r_pw.&fp=224629d8cf347e79

He's ADORABLE!! Gonna be a real heartbreaker. I'm with Lowrider. Much better being a grandparent. There is no way I could deal with my granddaughters Starr and Drusilla all day EVERY DAY. Just a couple of hours one weekend day is enough for me.

Not only faster, but it seems to be a much BETTER browser.

Is that a *bankruptcy* attorney??? I Googled the name and that's what came up. I wouldn't be concerned by a "case number" in the letter. That could be ANYTHING. I agree with the poster who said you had to be served by the sheriff for a lawsuit. You don't get letters in regard to a lawsuit, especially letters that say "legal advertisement".

My aunt used to take all the ladies in the family to the Swan Coach House. It was heavenly! http://www.swancoachhouse.com/

I sometimes have problems when I walk through an area where people are smoking--like Cracker Barrel where people stand or sit outside and smoke. BTW, do you have to walk through the smoking area at Vortex to get to the non-smoking area? If not, I might be able to go there.

I'll (hopefully) remember that. I will not be going to Vortex, no matter how neat it is. Can't handle smoke.

I keep seeing ads for The Melting Pot. That might be fun. I think there's one somewhere around Town Center. Here's a link to it: http://www.meltingpot.com/kennesaw/specials