Here is a catch 22 that many unemployed people will also face. Many employers do credit checks during the hiring process. If your credit is not up to par, you will have a strike against you. So far, I am not in the bad credit category, but could very well be there if my job search continues unsuccessfully.
Thanks for the info, Markdavd. I wish they had an actual meeting to attend. They can be so motivating and helpful...