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em1973

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Everything posted by em1973

  1. What was it Phil on Moderm Family said to his daughter, If you dont hurt from it, it wasnt a relationship worth having. I wish you the best. hang in there.
  2. you can check all those kind of grammer questions on chompchomp.com, mu english/teacher gave us that site today
  3. If you find a good one let me know. Im looking to get my son started. the man who taught me no longer does it .
  4. Thank you so much. Printing this out to keep for the info
  5. Id would like to give you all Kudos by standing by your opinions, whether we disagree or not. Thats what makes us all unique and individual! Sorry if i have ticked any one off or be an ass!! We all strongly believe in what we believe in!!
  6. Well, thanks for at least calling me darlin instead of ass! I guess I care. Maybe i shouldnt but thats just me.
  7. How am I being an ass by agreeing with someone. thats why i put these. If you guys dont want to have commpassion for me fine, or if you dont want to help, fine. But no matter what if any of you need help or compassion I will have that for you and will help in any way i can no matter what you say or do to me. Just becasue you may have a different opinion than me doesnt make either one of us an ass.
  8. Sounds to me like some of you would pass a homeless person, judge them not knowing the circumstances that lead them there. You never know about people or what has happened in their life to put them in the situation they are in. Never said you guys dont help your community. But in the back of SOME peoples minds you now they are thinking these homeless folks are just looking for a hand out and dont really need the help. An true to some of them only wanting a hand out. I also said it sounds like, not that you or anyone else on here does. i dont know you, but by reading some of the p
  9. How about if I just make the simple statement of "walk a mile on another's shoes"....would that be simple enough for you to get my point The posts I put on here were directed at such people who don't understand what financial calamity is, making it very easy for them to judge people. Who did I judge here?
  10. Thank you, i pray for the same! And for anyone else in this situation.
  11. Personally Im not judging you, I just wish that some of you would understand that not all of us have it as good as others even though we are trying our best and sometimes help is needed. I dont want the rug pulled out from under you, I wish NOONE was in the situation I am.
  12. Happy for people who are in a great or good finicial situation, but unfortuntley that is not all of us. I dont think most of us are asking for handouts, just a little help. Sounds to me like some of you would pass a homeless person, judge them not knowing the circumstances that lead them there. You never know about people or what has happened in their life to put them in the situation they are in.
  13. Thanks, I will talk to an attorney. Hey I know I accumulated it I owe and I wish I had all that money right this instance to pay it all off!!! But thanks again and I will talk with a lawyer.
  14. Thats pretty much it. i need to file bankruptcy. We want to keep our house. Since I did have a job, until a car accident, I have incured some debt. Luckily we have no car payment, due to the fact we only have one car. So the only assest is the house. So I didnt know if there was a way to do this since the house is in my name only. After the accident and my divorce, I got in a bit of trouble with money. Not working right now, although I am in school to find a career. Im trying here, just thought maybe someone would have some ideas. Sometimes we just need help ya know?? Thanks for any advice.
  15. I understand you dont understand why i wanna try and do this. Its a long story, I am trying to get debt free also and that has a lot to do with it. i would explain more but im afraid I will be degraded on here like Im some kind of horrible person from bieng in a bad finicial situation. I was just trying to come up with several options for us to be debt free, but of course keep our home. Sometimes people need help, not all of us are fortunate enough to not have these problems, ya know?? Just trying some research and get peoples input. Thanks for the info.
  16. Its not about the money that you can get, I was just wondering if there is some way to help someone with no credit buy a house. I cant understand what they mean on the internet.
  17. The house now is in my name only,was wondering if I could sell to hubs, he has no credit from what I am told? Is there any way to get this house in his name?
  18. Anyone explain how first time buyers program works?
  19. Im on my 3rd time trying for this modification. Every time I talk to them, EMC, they want more papers. I am so sick and tired of this. It seems these companies would want to help people instead of having all these empty houses. My neighbors were working on a modification with EMC and they ended up foreclosing on them. i am very worried that they will do the same to us. We are also trying to file bankruptcy, but I have to have the mortgage caught up, so modicfication is the only way, or I can do the other chapter where I have to pay so much a month for 5 years, this will catch my house payment
  20. Thank you for posting this. I am taking Early Childhood Education classes and we are and will continue to learn about this. If you dont mind I would like to print this out and share with my teacher. It is sad that physical and emotional abuse happens to young children. With me going to become a teacher, I only hope that I will be able to comfort a child that is in this situation. So when I read these types of things it will only better me as a teacher, so once again thank you.
  21. If you are talking to me thank you and I wont. Negativity is no good, drains you and is just not worth it!! I knew there were some kind people in this world!!
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