stczts

I would not make the claim, We had great insurance then we had to make 2 claims in 2 years. Septic tank flooded basement and tree fell on house. We had a hard time finding insurance and then had to go with a more expensive one. I would wash dishes by hand till I could afford to replace it outright.

We go every year, stop by Krispy Kreme and then onto the lights. Seems like last year they made you pay $5 or $10. Some years you are giving a "donation" to purchase a cd of christmas music. They also have food at the petting zoo area. You can roast marshmallows, buy coco or other goodies. You will need to take cash, learned the hard way as we are not cash people. Hit the ATM first.

Dh wanted to drive to in laws wed. night after work and come home Sunday, I hate that long drive (1 hour N.W. of Chicago)all night and we spend Thursday catching up on sleep, So I let it slip how about I drive up Monday since there is no school and dh is going to fly up wed. night.

I'm the only coffee drinker, I use a french press a couple tablespoons coffee. I grind my own mix of hazelnut, french vanilla and caramel and i have a couple vanilla beans in my sugar. Or now that its fall I use Pumpkin Spice cream or hit Starbucks pumpkin spice latte.