AcworthDad

Just to clarify. To add, why would people who currently live in Syria, much of which is desert, want to live in US cities? I can't think of a culture that differs more than ours. When you start to think about it, being relocated here as a refugee is a perfect way to infiltrate our country and then kill infidels. If each refugee cannot be thoroughly vetted, then we cannot afford to risk the lives of our people. That's just the way it is.

Obama doesn't know how to listen. He believes he knows better than anyone else.

Let them stay with the Obamas, the Bidens, the Pelosis, the Reids, etc. Proabably could find room with CC, TP and Pubby as well.

CC is being coached by TP.

Jamie, good points. I don't know what if any vetting our government is doing. Given that we have Obama as our Commander-in-Chief, I doubt that vetting is a high priority.

You're right, of course. If doing this is all part of his grand plan, that is even scarier.

Obama is acting with his heart rather than his brain. All we can do is hope that none of these "refugees" is a terrorist.

Horrible: http://www.foxnews.com/world/2015/11/13/french-police-report-shootout-and-explosion-in-paris/?intcmp=hpbt1

Because it is a challenge for me to remember that far back; however, you are absolutely correct about the above three ladies.

Exactly. Quite frankly, I believe that she is an angry black woman. She definitely lacks the stature and grace of first ladies such as Nancy Regan, Barbara Bush, and Laura Bush.

You know I am ok with a strong woman. I don't like Michelle's dictatorial style. She could use some coaching to help her to communicate more effectively.

What you are suggesting is possible to an extent but I doubt that the Pubs had anything to do with the smear of Dr. Carson by Politico. I agree with you on Hillary. She is a despicable human being. Michelle would be better liked if she kept her opinions to herself and appeared to be less dictatorial in her manner.

Not necessarily. I do find insurance companies easier to reach when I have a problem. I also am certain that single payer is not a viable solution. I do not want a solution based upon whom I trust less.

Our federal government has made me very skeptical of their ability to do anything economically and efficiently. Obamacare is a disaster mainly because the government is involved in a very personal area, our healthcare. I am definitely against single payer which would require even more federal resources to organize and execute (ie. to screw healthcare up even more).

While premiums have always increased, my wife's premiums have skyrocketed under Obamacare.

Politico fabricated story about Dr. Carson. Despicable: http://thefederalist.com/2015/11/06/politico-admits-fabricating-a-hit-piece-on-ben-carson/

IBM pays us an HRA as well but only if we enroll through One Exchange - sounds very similar to the process you have. Healthspring - Sounds like an HMO plan. They tend to have lower premiums but they have limited networks and you have to go to your PCP first for everything.

Your plan sounds like a Medicare plan with a Medigap supplement. But, if you went through the marketplace, yours are individual policies. Your premiums are a bargain. My wife pays 759 this year; I cut back on her plan for 2016 and the premium will still be 685. I have heard good things about Aetna, and, in my opinion, a PPO (except in the case of Kaiser) is the only way to go.

Kaiser is unique. No other healthcare plan or provider looks like Kaiser. I did find this comparison between an HMO and a PPO: Also, here is a good reference for HMO vs PPO: https://www.humana.com/individual-and-family/products-and-services/medical-plans/hmo-vs-ppo

Exactly why you need to change your plan to a PPO in 2016.

You have an Aetna Medicare Advantage plan, right? That means that Aetna handles all billing, including interfacing with Medicare (a blessing for sure). My Florida Blue plan is also a Medicare Advantage plan but is a PPO so that I get the broader network. Medicare will cover many vision needs. I can share what I've been through if you are curious.

They pay in the same manner as HMOs; the difference if the breadth of the network. With a PPO, you do not need a referral from your PCP. However, I would suggest calling Blue Cross - or - contact one of their insurance agents in the area. That's what we did to help us through choosing the best plan for Amy and to enroll us in the marketplace.

I had Kaiser HMO for years but they don't offer services in Florida. Kaiser is the only HMO I would consider since almost all of their network is in-house. What I have had to do here to lower the outrageous premiums (as big as mortgage payments), is to enroll Amy in a plan with higher deductibles, out of pocket and copays. Otherwise, I would have to sell our house to afford the premiums. Let me know if he has any questions on SS and Medicare. Been there for both.

Laurie, both my wife and I are with Florida Blue. If you want the most flexible network, you want a PPO plan. This gives you access to more doctors and, in our experience here, many doctors do not accept HMO plans but do accept PPO plans. Amy has two chronic conditions and a Florida Blue Blue Options PPO plan was the only way to go. Hers for 2016 is the FL Blue Options 1410 (silver); I do not know the plan numbers in Georgia. Ask any questions that come to mind and I'll try to help. Caveat - be prepared for premium shock.

Remind you of Obama? From Saul Alinsky's Rules for Radicals.