Everyone already is well aware of why so many people have come across hardships including losing their jobs; therefore, I have no intentions of dumbing-down anyone. Last year, 500,000 people applied for the loan modifications and only 112,000 got them as of the US Treasury stats Dec 2010. 52.9% of applicant were denied. This means, as of right now, the banks control a free and open market.
There is a natural ebb and flow to economic change called supply and demand. When this natural law is interfered with, the balance of financial stability is knocked off it's axis.
This is about unfair