I don't understand this. In the early days of East Paulding HS this would have been considered a Jumbo loan. Two banks would have shared it. Two loan committes would have to approve it. If land/structure was'nt collateral it would have required personal guarantees. If those Guarantees(persons) main assets (homes) were joint with spouses, they would have had to guarentee also. State and federal auditors go thru banks to check these things almost annually. How did they loan this much money with no collateral/guarantee and get by so many years?