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I think this is pretty much what most small business owners said would happen..

 

 

 

 

 

Judy Nichols, a Papa John's Franchisee, is worried that Obamacare will have a

negative impact on her business.

 

 

 

 

"I have two options, I can stop offering coverage and pay the $2,000 fine, or

I could keep my number of staff under 50 so the mandate doesn't apply.

Obamacare is making me think about cutting jobs instead," according to

LegalNewsline.com.

 

 

 

Read more at http://www.christianpost.com/news/papa-johns-price-increase-blamed-on-obamacare-79669/#k284J81XaFqOIySq.99

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I think this is pretty much what most small business owners said would happen..

 

 

 

 

 

 

Read more at http://www.christianpost.com/news/papa-johns-price-increase-blamed-on-obamacare-79669/#k284J81XaFqOIySq.99

 

 

It is my understanding that it is not a true 50 employees, you have to add all hours worked by all employees and then divide by 30. 30 Hours is considered full time, so you could have 42 employees and fall under the 50+ employees rule:(

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I think this is pretty much what most small business owners said would happen..

 

 

 

 

 

 

Read more at http://www.christianpost.com/news/papa-johns-price-increase-blamed-on-obamacare-79669/#k284J81XaFqOIySq.99

 

It won't do them any good because you and I will not have the money to eat out.

Part of our premium will go to pay part or all of the premium to private insurance companies that cover people that can' pay. As always we will pad their bottom line rather than pay healthcare professionals.

Lord knows private enterprise has to be protected at all cost. I am beyond furious about what is about to happen. Medicare and medicaid as we know it is going to be phased out. All of the money paid for healthcare will go through insurance companies. they will charge what they want and we will be made to pay it. they will tell doctors and hospitals what they can and can not do. Everything will now be done according to their bottom line.

Hospitals are not going to be allowed to perform procedures unless someone sitting behind a desk at an insurance company deems it necessary based on the companies bottom line not your health issues. They are going to break the working class with the premiums.

If single payer was socialist, healthcare reform will be downright barbaric.

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I think this is pretty much what most small business owners said would happen..

 

 

 

 

 

 

Read more at http://www.christianpost.com/news/papa-johns-price-increase-blamed-on-obamacare-79669/#k284J81XaFqOIySq.99

 

Let's get the rest of the story.

 

 

Papa John's Founder, Chairman and CEO John H. Schnatter, explained in a conference call with reporters that in order to pay for Obamacare's mandate, franchisees will have to increase the price of a pizza 11 cents to 14 cents per pizza.

 

Dang, sounds like 1 or 2% per pizza would finance the insurance...What is the problem?

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Let's get the rest of the story.

 

 

Papa John's Founder, Chairman and CEO John H. Schnatter, explained in a conference call with reporters that in order to pay for Obamacare's mandate, franchisees will have to increase the price of a pizza 11 cents to 14 cents per pizza.

 

Dang, sounds like 1 or 2% per pizza would finance the insurance...What is the problem?

 

I have tried to tell people for years what the real cost of things are.

Businesses that adopt the business model of all part time employees, for the lower tier minimum wage and zero benefits are well aware that the taxpayer subsidizes their workers survival. As in supplemented rent, medical care, child care, transportation were it is available and food stamps. The actual cost of a fastfood meal to the average person that pays income tax is about 10.00 a sandwich.

It is not a free market. It is a disaster at 40% of the job market.

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Let's get the rest of the story.

 

 

Papa John's Founder, Chairman and CEO John H. Schnatter, explained in a conference call with reporters that in order to pay for Obamacare's mandate, franchisees will have to increase the price of a pizza 11 cents to 14 cents per pizza.

 

Dang, sounds like 1 or 2% per pizza would finance the insurance...What is the problem?

 

 

So to be clear... 1-2% more for Cheese, veggies, meat, sauce, wheat, paper goods and all the other ingredients. 1% more to the dairy from the cheese and meat (beef) places, feed places fuel for transport. Then there is fuel for growing the wheat, fertilizing the wheat and taking it to market. Fuel to bring feed to the cows. Are we begining to see the pattern. This will be a systemic increase across the entire US economy. Will it be a total of 1%, 2% or even more? Let's say it stays at 1%. That means a family making $100,000 (neglecting) true taxes lost from pay, will pay a $1,000 / year sur charge to Obamacare just because it exits. THAT IS A NEW TAX to me. I will still have to pay my insurance and now this will be paid to businesses to be paid to the government in fines/ fees and higher rates. How many employers do you think will just layoff enough employees to bring themselves under the 30 - 50 employee threshold so they will not have to pay. This will not be pretty but hey we will only have 17 million err... 23 milllion... ahh... 30 million and growing people without HC despite the slight less than $1 Trillion... err... 1.5 Trillion... Ahh... 2 - 2.5 Trillion dollars the government will now spend on it for the first 10 years. Ohhh Brother....:wacko:

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So to be clear... 1-2% more for Cheese, veggies, meat, sauce, wheat, paper goods and all the other ingredients. 1% more to the dairy from the cheese and meat (beef) places, feed places fuel for transport. Then there is fuel for growing the wheat, fertilizing the wheat and taking it to market. Fuel to bring feed to the cows. Are we begining to see the pattern. This will be a systemic increase across the entire US economy. Will it be a total of 1%, 2% or even more? Let's say it stays at 1%. That means a family making $100,000 (neglecting) true taxes lost from pay, will pay a $1,000 / year sur charge to Obamacare just because it exits. THAT IS A NEW TAX to me. I will still have to pay my insurance and now this will be paid to businesses to be paid to the government in fines/ fees and higher rates. How many employers do you think will just layoff enough employees to bring themselves under the 30 - 50 employee threshold so they will not have to pay. This will not be pretty but hey we will only have 17 million err... 23 milllion... ahh... 30 million and growing people without HC despite the slight less than $1 Trillion... err... 1.5 Trillion... Ahh... 2 - 2.5 Trillion dollars the government will now spend on it for the first 10 years. Ohhh Brother....:wacko:

 

They are still getting off the hook, there will be no true discount for those that can not pay full price. We will pay the rest of the premium, I am crying a river for corporate entities. Those that bought the franchise for the business model will suffer the worse, corporately owned stores not so much.

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Dag gum it Mr. Dis........quit your bitching and let's see what we are really dealing with. This post is complete horse crap.

 

Quit being an Aunt Mary.....please.

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They are still getting off the hook, there will be no true discount for those that can not pay full price. We will pay the rest of the premium, I am crying a river for corporate entities. Those that bought the franchise for the business model will suffer the worse, corporately owned stores not so much.

 

You're not going to get through to anyone who is so partisan that they cannot think things through.

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Dag gum it Mr. Dis........quit your bitching and let's see what we are really dealing with. This post is complete horse crap.

 

Quit being an Aunt Mary.....please.

 

I am not the only one who sees what this law is going to do. Unintended consequences and all. I am just putting the info out there. So what did we say about small business and regular and this administrations poilicies, the economy and how they would react? "They will not expand, invest or hire". Oh they will... they have to... just wait and see. 3+ years later, what are the Liberals bitching about? "why are the businesses just hording all their money, not expanding or hiring. " Well, lets see... I told you so." but not you in particular RM :drinks:

 

 

 

BTW I voted... I'm allowed to BIOTCH all I WANT.:yahoo:

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Dag gum it Mr. Dis........quit your bitching and let's see what we are really dealing with. This post is complete horse crap.

 

Quit being an Aunt Mary.....please.

What's an "Aunt Mary"?? :pardon:

Never heard that expression before.

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It should be mentioned that he has hosted a Romney fundraiser in his home....something tells me there could be just a bit of political gamesmanship going on here.

 

Nonetheless, even if he's being truthful, if everything I buy goes up by 1% and results in 99% of Americans being insured, I'm all for it.

 

 

mrnn

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It should be mentioned that he has hosted a Romney fundraiser in his home....something tells me there could be just a bit of political gamesmanship going on here.

 

Nonetheless, even if he's being truthful, if everything I buy goes up by 1% and results in 99% of Americans being insured, I'm all for it.

 

 

mrnn

Exactly, not to mention that inflation pushes up prices on everything anyway.

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Dag gum it Mr. Dis........quit your bitching and let's see what we are really dealing with. This post is complete horse crap.

 

Quit being an Aunt Mary.....please.

 

 

Who's Aunt Mary? :huh:

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It should be mentioned that he has hosted a Romney fundraiser in his home....something tells me there could be just a bit of political gamesmanship going on here.

 

Nonetheless, even if he's being truthful, if everything I buy goes up by 1% and results in 99% of Americans being insured, I'm all for it.

 

 

mrnn

 

 

I would be a lot happier with a "national HC System" if it was based of a national sales tax. That would give everyone a "base" level insurance plan.If that was all you wanted or could afford then that is what you got. But if you wanted more or a better plan then you could take that amount to your employer and apply it to their upgraded insurance plan. Let's say that base plan was worth $12,000. And your employer's was $20,000. Then you take your $12,000 to the employer and pay the difference in whatever manner you and your employer decide. That way EVERYONE pays something and it will likely be more than the minimums they will pay under Obamacare. I can not stand paying for lazy people to get the same things I get by being forced to give money I earned to the government to do it. I know you Liberals will still hate it. I know it aint right to expect everyone to pay their own way and it definately aint right to let someone else have a better plan than the lazy folks even though those getting the "better" plans would be paying extra for them. I'm not sure why it is unfair but it is... right?dry.gif

 

Exactly, not to mention that inflation pushes up prices on everything anyway.

 

 

Your point? This is in ADDITION to inflation. It would now be inflation PLUS Obamacare caused increases. That is a pretty simple concept to follow even for you Zoo.:rolleyes:

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I would be a lot happier with a "national HC System" if it was based of a national sales tax. That would give everyone a "base" level insurance plan.If that was all you wanted or could afford then that is what you got. But if you wanted more or a better plan then you could take that amount to your employer and apply it to their upgraded insurance plan. Let's say that base plan was worth $12,000. And your employer's was $20,000. Then you take your $12,000 to the employer and pay the difference in whatever manner you and your employer decide. That way EVERYONE pays something and it will likely be more than the minimums they will pay under Obamacare. I can not stand paying for lazy people to get the same things I get by being forced to give money I earned to the government to do it. I know you Liberals will still hate it. I know it aint right to expect everyone to pay their own way and it definately aint right to let someone else have a better plan than the lazy folks even though those getting the "better" plans would be paying extra for them. I'm not sure why it is unfair but it is... right?dry.gif

 

 

That's something I could get behind....problem is that it's "socialized medicine" according to some so it would never have a chance in hell of even making it out of committee.

 

 

mrnn

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I am not the only one who sees what this law is going to do. Unintended consequences and all. I am just putting the info out there. So what did we say about small business and regular and this administrations poilicies, the economy and how they would react? "They will not expand, invest or hire". Oh they will... they have to... just wait and see. 3+ years later, what are the Liberals bitching about? "why are the businesses just hording all their money, not expanding or hiring. " Well, lets see... I told you so." but not you in particular RM :drinks:

 

 

 

BTW I voted... I'm allowed to BIOTCH all I WANT.:yahoo:

 

I have two friends that have 40+ employees and they have told me personally that they will not hire anymore until they see exactly what is in the 2400 page bill and how it will effect them directly. They earn almost 300k plus a year and spend a few million in salaries and taxes and insurance and such. They have not hired in over 1.5 years because of their worries. Anyone of us that DO NOT OWN a business can claim what ever in the heck you want to claim but until its YOUR DIME that your spending for others to work for you.. Your point is useless and pointless.

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Let's get the rest of the story.

 

 

Papa John's Founder, Chairman and CEO John H. Schnatter, explained in a conference call with reporters that in order to pay for Obamacare's mandate, franchisees will have to increase the price of a pizza 11 cents to 14 cents per pizza.

 

Dang, sounds like 1 or 2% per pizza would finance the insurance...What is the problem?

 

 

The problem is these things compound. If every supplier of that business also has to increase their costs it will simply be passed on to the consumer in the end. Just looking at a pizza place you have endless suppliers for dairy, meat, vegtables, paper goods, delivery, ect.

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I have two friends that have 40+ employees and they have told me personally that they will not hire anymore until they see exactly what is in the 2400 page bill and how it will effect them directly. They earn almost 300k plus a year and spend a few million in salaries and taxes and insurance and such. They have not hired in over 1.5 years because of their worries. Anyone of us that DO NOT OWN a business can claim what ever in the heck you want to claim but until its YOUR DIME that your spending for others to work for you.. Your point is useless and pointless.

+100

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I have two friends that have 40+ employees and they have told me personally that they will not hire anymore until they see exactly what is in the 2400 page bill and how it will effect them directly. They earn almost 300k plus a year and spend a few million in salaries and taxes and insurance and such. They have not hired in over 1.5 years because of their worries. Anyone of us that DO NOT OWN a business can claim what ever in the heck you want to claim but until its YOUR DIME that your spending for others to work for you.. Your point is useless and pointless.

 

 

So they are (or will) turn away business for fear of having to provide their employees health insurance? Not sure these are the businessmen that I would be turning to as authorities on how to run a business.

 

 

mrnn

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So they are (or will) turn away business for fear of having to provide their employees health insurance? Not sure these are the businessmen that I would be turning to as authorities on how to run a business.

 

 

mrnn

 

They already have sales in the millions and make a good living. I am guessing they would need your approval to do business or grow anymore. They are the "small business" folks that everyone is guessing what they will do instead of listening to the majority of them already "SHOWING" that they are not hiring. Doesnt matter our thoughts or what we think they should do, our economy is proof in itself as to what actually is happening instead of a "theory" from those that are guessing..

 

those that cant "teach".

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I have two friends that have 40+ employees and they have told me personally that they will not hire anymore until they see exactly what is in the 2400 page bill and how it will effect them directly. They earn almost 300k plus a year and spend a few million in salaries and taxes and insurance and such. They have not hired in over 1.5 years because of their worries. Anyone of us that DO NOT OWN a business can claim what ever in the heck you want to claim but until its YOUR DIME that your spending for others to work for you.. Your point is useless and pointless.

 

 

You lost me with the last part :pardon: Which point/ Who's point?

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So they are (or will) turn away business for fear of having to provide their employees health insurance? Not sure these are the businessmen that I would be turning to as authorities on how to run a business.

 

 

mrnn

 

Try looking at it this way. If hiring just ONE more (which is a big increase for small business) employee puts you into that category requiring you to pay HC or Fines that you were not paying before, how much business would you have to add before it was again at the same level of profitability. If I do not provide HC (I know, I'm a jerkwad boss) for my 49 employees and was thinking about expanding. I know I would need to

 

1. Cover a new cost in fines of $100,000 / year

 

2. Cover the cost of HC that I now have to provide.

 

Either way, that is a huge hurdle to clear and I must know the new expansion would cover those costs.

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You lost me with the last part :pardon: Which point/ Who's point?

 

It was meant for anyones point that Does not own a small business and sees how it is effecting them personally and financially. Everyone has an opinion as to "whats right and wrong" and affordable to businesses but the majority of those with opinions are those that do not KNOW because they do not own one.

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They already have sales in the millions and make a good living. I am guessing they would need your approval to do business or grow anymore. They are the "small business" folks that everyone is guessing what they will do instead of listening to the majority of them already "SHOWING" that they are not hiring. Doesnt matter our thoughts or what we think they should do, our economy is proof in itself as to what actually is happening instead of a "theory" from those that are guessing..

 

those that cant "teach".

 

 

They don't need my approval. You said that they said that they won't hire anyone until 2014 because of the ACA. This means that if demand for their business grows between now and 2014 (presumably it will), they will have to turn away business because of manpower issues. I know it's tough when that pesky "theory" of supply and demand is applied to how one would be expected to run a small business but it would appear to me that any business owner who allows a potential increase in their tax rate 2 years from now to cause them to ignore demand in the marketplace now..well, they're not the sharpest knives in the drawer.

 

I imagine they don't want to discuss the "tax break" they've enjoyed since they opened their doors as the taxpayers picked up the health insurance needs of their employees while they sat back and stuffed their pockets.

 

 

mrnn

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It was meant for anyones point that Does not own a small business and sees how it is effecting them personally and financially. Everyone has an opinion as to "whats right and wrong" and affordable to businesses but the majority of those with opinions are those that do not KNOW because they do not own one.

 

Now that I can agree with. It is like all the Liberals who kept saying that Even under PIBO's oppressive business polices and eddicts that all businesses would still expand, there was no reason not too. We said they would not and hold onto all their money and pay down any and all debt. Now the Liberals are screaming bloody murder that the companies are not expanding and hiring while sitting on huge amounts of cash.

Please insert "HUGE we told you so here".

 

 

I know... I'm being redundent. sorry

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They don't need my approval. You said that they said that they won't hire anyone until 2014 because of the ACA. This means that if demand for their business grows between now and 2014 (presumably it will), they will have to turn away business because of manpower issues. I know it's tough when that pesky "theory" of supply and demand is applied to how one would be expected to run a small business but it would appear to me that any business owner who allows a potential increase in their tax rate 2 years from now to cause them to ignore demand in the marketplace now..well, they're not the sharpest knives in the drawer.

 

I imagine they don't want to discuss the "tax break" they've enjoyed since they opened their doors as the taxpayers picked up the health insurance needs of their employees while they sat back and stuffed their pockets.

 

 

mrnn

 

 

They will pay overtime and hire subs way longer than otherwise needed mrnn. That has always been the way of business hiring for just the reasons I set forth earlier. You have to clear that hurdle before you hire. And yes... some might even turn business away until they think the time is right to expand.

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Now that I can agree with. It is like all the Liberals who kept saying that Even under PIBO's oppressive business polices and eddicts that all businesses would still expand, there was no reason not too. We said they would not and hold onto all their money and pay down any and all debt. Now the Liberals are screaming bloody murder that the companies are not expanding and hiring while sitting on huge amounts of cash.

Please insert "HUGE we told you so here".

 

 

I know... I'm being redundent. sorry

 

 

Good Lord, they're not investing because there NO DEMAND!!!!

 

 

mrnn

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Good Lord, they're not investing because there NO DEMAND!!!!

 

 

mrnn

 

You were saying there was demand and they were turning down business. And most businesses in the US are indeed socking away huge amounts of cash and you can't get cash if there is no demand for your products. Do you deny that fact?But demand is low as well, except for the basics.

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They don't need my approval. You said that they said that they won't hire anyone until 2014 because of the ACA. This means that if demand for their business grows between now and 2014 (presumably it will), they will have to turn away business because of manpower issues. I know it's tough when that pesky "theory" of supply and demand is applied to how one would be expected to run a small business but it would appear to me that any business owner who allows a potential increase in their tax rate 2 years from now to cause them to ignore demand in the marketplace now..well, they're not the sharpest knives in the drawer.

 

I imagine they don't want to discuss the "tax break" they've enjoyed since they opened their doors as the taxpayers picked up the health insurance needs of their employees while they sat back and stuffed their pockets.

 

 

mrnn

 

oh there is no hope. The old Tax Break argument. LOL> I guess they probably would discuss it since im sure they paid more in taxes than all of us here on PCOM fussing bout "tax breaks". Why wouldnt we talk first about the TAX WASTE that your fearless leaders are doing now and have been for years. Should one NOT get tax breaks for investing their money and taking a chance of bankrupting their family to employ other folks and put food on their tables?

 

Shouldnt we demand that we fix the hole "government waste" in the bathtub prior to demanding more water pressure "money" from the supplier to keep the water level high enough?

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You were saying there was demand and they were turning down business. And most businesses in the US are indeed socking away huge amounts of cash and you can't get cash if there is no demand for your products. Do you deny that fact?But demand is low as well, except for the basics.

 

 

He said that these guys weren't going to hire anyone until 2014 because of the ACA. Not that they weren't experiencing growth...not that they were struggling for business....the statement was framed as two small businesses (btw, 50 employees is not "small") who would quit hiring solely because of the ACA. In response, I questioned the business acumen of these business owners who would base their entire business plan for the next 2 years on nothing more than the possibility of a modest tax increase should they choose NOT to provide basic medical insurance for their employees. It's an idiotic way of running a business, imo. Should the ACA play a role, as you suggested, in choosing when to hire more full-time employees in lieu of overtime? Absolutely. But to just say that you're not hiring for 2 years because of the ACA is just dumb and sounds more like talking like a badass than telling the truth.

 

 

mrnn

 

oh there is no hope. The old Tax Break argument. LOL> I guess they probably would discuss it since im sure they paid more in taxes than all of us here on PCOM fussing bout "tax breaks". Why wouldnt we talk first about the TAX WASTE that your fearless leaders are doing now and have been for years. Should one NOT get tax breaks for investing their money and taking a chance of bankrupting their family to employ other folks and put food on their tables?

 

Shouldnt we demand that we fix the hole "government waste" in the bathtub prior to demanding more water pressure "money" from the supplier to keep the water level high enough?

 

 

Why don't you ask your friendly GOP senators why they didn't let Obama's Jobs bill, which provided tax credits for small businesses, come to the floor for a vote?

 

mrnn

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He said that these guys weren't going to hire anyone until 2014 because of the ACA. Not that they weren't experiencing growth...not that they were struggling for business....the statement was framed as two small businesses (btw, 50 employees is not "small") who would quit hiring solely because of the ACA. In response, I questioned the business acumen of these business owners who would base their entire business plan for the next 2 years on nothing more than the possibility of a modest tax increase should they choose NOT to provide basic medical insurance for their employees. It's an idiotic way of running a business, imo. Should the ACA play a role, as you suggested, in choosing when to hire more full-time employees in lieu of overtime? Absolutely. But to just say that you're not hiring for 2 years because of the ACA is just dumb and sounds more like talking like a badass than telling the truth.

 

 

mrnn

 

 

 

 

As I layed it out earlier, It is not the ACA per se, it is the costs that will go with it. You have clear that cost hurdle (that of hiring a person) before you can / should hire a new employee. As I showed, if you are on the bubble of no HC Vs. Required to have it, there is a VERY large cost hurddle to clear. You do see that don't you? It is the same with a business owner knowing that if he wants to expand he will need a new facility. That is a big cost that must be covered. And tht cost may be too much to clear and the owner just says "I'll stay where I am for now" and literally turn down work.

 

I am the same way. I will not hire anyone to help me. I just do not want to because mine is a single person part time business. I still want time for myself and family and have to fit in my Fire Education job as well. I just can not handle many more clients. I gain and loose every year, but I am where I want to be. When I retire from the FD I might expand. Right now, I can afford to be a little selective. I have tried to take on some jobs for folks here that were in my ability to do but were time consuming. I let them know their's would be a job that was done around my regular clients. Even though the potential client was very understanding about this, I was unable to get to their job like I wanted to. I LET THEM DOWN. And to me, that is unacceptable and it is definately worse than just saying no, I am too busy right now. I would rather turn down than disappoint. Since I will not hire help (expand) I can not expand. Mine has little to do with the ACA but more of an illustration of what a business person might consider before expanding.

 

 

If I remember correctly the State did not want to accept it because of the attached "strings". I may be remembering it wrong though.

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Mine has little to do with the ACA but more of an illustration of what a business person might consider before expanding.

 

And that's all I'm saying...I wholeheartedly understand that the ACA will impact the decisions made by those on the cusp of eligibility for the penalties. But to cease hiring from now until 2014 based on fears of something that may or may not come to be? Doesn't sound like an entrepreneur to me....sounds like a guy with a political agenda spouting off nonsense to his buddies.

 

mrnn

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