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#1 Sharen

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Posted 23 October 2007 - 04:08 PM

I am here to help you get a Bank Owned home. TONS of homes available: Paulding/Cobb/Cherokee.

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#2 LaineMama

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Posted 23 October 2007 - 05:32 PM

What happened to 6% interest rates? sad.gif

#3 All I Hear is Blah Blah Blah

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Posted 23 October 2007 - 05:49 PM

QUOTE (LaineMama @ Oct 23 2007, 06:32 PM) <{POST_SNAPBACK}>
What happened to 6% interest rates? sad.gif

Judging by the title, I would guess that rate is for less than ideal candidates and in that case 7.4 is really good however 6% loans are still very much available for people with higher scores... biggrin.gif

Edited by Its MR Sarcastic To You, 23 October 2007 - 05:50 PM.


#4 LaineMama

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Posted 23 October 2007 - 05:54 PM

QUOTE (Its MR Sarcastic To You @ Oct 23 2007, 06:49 PM) <{POST_SNAPBACK}>
Judging by the title, I would guess that rate is for less than ideal candidates and in that case 7.4 is really good however 6% loans are still very much available for people with higher scores... biggrin.gif



Oh... What is the rate for the ideal candidate? How often does the rate fluctuate? I'm a dummy when it comes to this stuff....

#5 All I Hear is Blah Blah Blah

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Posted 23 October 2007 - 06:02 PM

QUOTE (LaineMama @ Oct 23 2007, 06:54 PM) <{POST_SNAPBACK}>
Oh... What is the rate for the ideal candidate? How often does the rate fluctuate? I'm a dummy when it comes to this stuff....

The rate can fluctuate anytime I think, but typically daily. Without a buy down on the rate I would say you could get an even 6% right now, I think that is what Lockheed Credit Unions rate currently is or maybe 6.125%.

#6 lowrider

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Posted 23 October 2007 - 06:17 PM

QUOTE (Its MR Sarcastic To You @ Oct 23 2007, 07:02 PM) <{POST_SNAPBACK}>
The rate can fluctuate anytime I think, but typically daily. Without a buy down on the rate I would say you could get an even 6% right now, I think that is what Lockheed Credit Unions rate currently is or maybe 6.125%.



It also depends on how the bond market is. When the bond market goes up the interest rate goes down.

We got our 6% locked in (with no buy-down) last week when the bond market went up and the stocks went down (go figure huh.gif ), prior to that it had been 6.125% with a buy-down price anywhere from $600, $300 to $800 on any given day, depending on the market.

And it starts at one number in the morning and changes by the close of the market at the end of the day.

#7 All I Hear is Blah Blah Blah

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Posted 23 October 2007 - 06:23 PM

QUOTE (lowrider @ Oct 23 2007, 07:17 PM) <{POST_SNAPBACK}>
It also depends on how the bond market is. When the bond market goes up the interest rate goes down.

We got our 6% locked in (with no buy-down) last week when the bond market went up and the stocks went down (go figure huh.gif ), prior to that it had been 6.125% with a buy-down price anywhere from $600, $300 to $800 on any given day, depending on the market.

And it starts at one number in the morning and changes by the close of the market at the end of the day.

You so smrat! tongue.gif

#8 lowrider

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Posted 23 October 2007 - 06:26 PM

QUOTE (Its MR Sarcastic To You @ Oct 23 2007, 07:23 PM) <{POST_SNAPBACK}>
You so smrat! tongue.gif



tank ya! I try happy.gif




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